At Techno, we empower your bank to deliver its unique blend of value, trust, efficiency, and innovation, earning loyalty, outpacing competitors, and rising to meet today’s challenges.
With over 45 years of experience, we have cultivated a deep understanding of business dynamics, emerging technologies, and the orchestration of complex delivery ecosystems. This legacy equips us to guide your transformation with insight that is both time-tested and forward-looking.
Techno pioneered the data model that became the foundation of customer relationships in the card payment era of the 1990s and beyond. Today, our evolved business model aligns with the current and future trajectory of the financial services industry. We unify the multiplicity of customer relationships under a single financial kernel, one that reflects the shifting landscape across global markets.
Our team has engineered technologies spanning the full spectrum of payments: from distributed international scheme interfaces and device control systems, to traditional card management platforms and next-generation middleware such as PHOENIX. We understand what it takes to help your business evolve, technically, operationally, and strategically.
Business insight and technological expertise form two pillars of a successful partnership. The third is orchestration. At Techno, we bring a nuanced understanding of the international payment’s ecosystem, its moving parts, its interdependencies, and its potential. This is the trilogy that defines our approach: insight, innovation, and orchestration.
Call us, and discover how Techno elevates your bank’s unique value proposition, builds unshakeable trust, and ignites real innovation
Example of succeess
Buy Now Pay Later solution
A Middle Eastern FI wanted to implement a Buy Now Pay Later program for its cardholders for the procurement of high-value goods from its own merchants and leveraging this program to create an acquiring USP.
The FI choose Techno’s solution because it augmented the capabilities of their existing systems while creating a complete payment ecosystem, from POS, through merchant portal, QR code interchange and finally authorisation, instalment processing and settlement through the existing channels.
This is the unique capability of Techno’s middleware payment solutions; augmentation of existing system business consumer functionality while innovatively differentiating their retail offering.
